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Looking For a New Car?
The first thing you should know when you want to buy a new car is that both you and the dealers are looking to get the better end of the deal.
The one thing you will learn from this article, is how to walk away from the deal with both sides being satisfied. A good deal is a win win situation for both parties. Usually its the buyer that leaves unsatisfied. In today a car is no longer a luxury. It has become a necessity of life.
You will more then likely have to purchase more than one vehicle in your life. You might as well learn right from the beginning, how to purchase a car or truck and come away satisfied. This will make the whole procedure less painful.
When your ready to start the purchase process start with these tips:
1. The best time to purchase a vehicle is around Christmas time. When everyone else is buying their Christmas presents, not many of them are looking to buy a new car or truck. This forces the dealerships to increase the discounts and incentives. The salesperson are willing to negotiate at the bottom end of their allowed price.
2. July to October is another window of opportunity to purchase a new vehicle. Most dealerships are clearing their inventories to make room for the new model releases.
3. Purchasing online is becoming a very popular way to buy a new car. Just look for good rebates and incentives online. Shop around on the internet. If purchasing online is not an option you would like to pursue. Print all the information you have found online and bring it into a dealer. Bring this information to a dealer you would feel comfortable working with. Bringing in quotes from competitors might be the best way to get the best deal.
4. A site that you should visit before looking for a new vehicle is htpp//www.fightingchance.com. This site The salesperson is give you a large amount of valuable information including dealer incentives and the best rebate offers. This site gives more information then then the Kelly Blue Book. This site can literally save you thousands of dollars.
5. Bring a copy of your credit score with you. It can lower your interest rates on your car loan. The car dealer should not know more about your credit history then you do.
6. Another good reason to get your credit score is to avoid dealerships scams when it comes to interest rates. You will often hear that your financing fell through and that to save the deal you have to pay a higher interest rate on the loan.
7.Another dealer scam is for them to tell you that they have found you a lower rate but they want you to resign your loan papers. Usually this is not true. Once they get for credit information, you are at their mercy. You can get a copy of your credit report at http://www.equifax.com. This will cost you about $15.00.
8. Do not bring a car in for a trade that has money still owing on it. Dealerships rarely pay the loan on time. This will result in late charges from your bank. These charges will be charged back to you. One way to avoid this is to have the dealership give you a letter stating they will pay the loan off in ten to twenty days.
9. Sometimes a dealership will not have a vehicle with all the options you would like. The dealership will have to find this vehicle from another dealer or order it from the manufacture. Pay the deposit in the minimum amount you can negotiate and use a credit card. Some dealers will try to charge you more when the car or truck comes in by claiming a price increase. Now if you cancel the deal and had paid by using a credit card you would have some sort of recourse to get the deposit back. Now if you paid with a cheque, it will be difficult to get the deposit back but not impossible.
10. You should never buy a car when The salesperson is a state of desperation. the salesman will sense this and take advantage of the situation.
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